{"id":1329,"date":"2023-03-16T03:05:56","date_gmt":"2023-03-16T03:05:56","guid":{"rendered":"https:\/\/obrienfinancialgroupinc.com\/?p=1329"},"modified":"2023-03-16T03:13:10","modified_gmt":"2023-03-16T03:13:10","slug":"what-is-a-heloc","status":"publish","type":"post","link":"https:\/\/obrienfinancialgroupinc.com\/?p=1329","title":{"rendered":"What is a HELOC?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-1024x683.jpg\" alt=\"HELOC\" class=\"wp-image-1331\" width=\"768\" height=\"512\" srcset=\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-1024x683.jpg 1024w, https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-300x200.jpg 300w, https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-768x512.jpg 768w, https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-1536x1025.jpg 1536w, https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-2048x1367.jpg 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><figcaption class=\"wp-element-caption\">HELOC (Home Equity Line of Credit)<\/figcaption><\/figure>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>HELOC stands for Home Equity Line of Credit.<\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p> It is a type of loan that allows a homeowner to borrow against the equity they have built up in their home.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Equity is the difference between the current value of the home and the outstanding mortgage balance. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>For example, if a home is worth $500,000 and the mortgage balance is $300,000, the homeowner has $200,000 in equity.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A HELOC typically has a variable interest rate and a draw period where the homeowner can access funds as needed, up to a certain credit limit. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The draw period is usually several years, after which the homeowner must start repaying the loan.<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The funds from a HELOC can be used for a variety of purposes, such as home renovations, debt consolidation, or other expenses. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>However, it&#8217;s important to remember that a HELOC is secured by the home, so if the borrower defaults on the loan, the lender can foreclose on the property.<\/p>\n\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What is the difference between a <a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/heloc-home-equity-line-of-credit\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">HELOC and a home equity loan<\/mark>?<\/a><\/h2>\n\n\n\n<div style=\"height:26px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A HELOC, as mentioned earlier, is a line of credit that allows the borrower to draw funds as needed, up to a certain credit limit, during a specified draw period. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The borrower can choose when and how much to borrow, and only pays interest on the amount borrowed. <\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The interest rate on a HELOC is usually variable, meaning it can fluctuate over time.<\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A home equity loan, on the other hand, is a lump-sum loan that is disbursed in full when the loan is approved. <\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The borrower receives the entire loan amount upfront and must repay it, along with interest, in fixed monthly payments over a set term. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>The interest rate on a home equity loan is usually fixed, meaning it remains the same throughout the loan term.<\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Is a HELOC a better option than a home equity loan?<\/h3>\n\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Whether a HELOC or a home equity loan is better depends on your specific financial situation and borrowing needs. <\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Each option has its own advantages and disadvantages.<\/p>\n\n\n\n<div style=\"height:14px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A HELOC may be a better option if you need flexibility in borrowing funds and you&#8217;re not sure how much you&#8217;ll need or when you&#8217;ll need it. <\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>With a HELOC, you can draw funds as needed, up to your credit limit, and you only pay interest on the amount you borrow. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>This means you can save on interest if you only need a portion of the available credit. <\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Also, a HELOC typically has lower upfront costs, such as origination fees, appraisal fees, and closing costs, than a home equity loan.<\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A home equity loan may be a better option if you need a large lump sum of money upfront and you want a fixed interest rate and fixed monthly payments. <\/p>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>With a home equity loan, you know exactly how much you&#8217;re borrowing and the interest rate you&#8217;ll pay from the start, which can help you budget your payments. <\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A home equity loan may offer a lower interest rate than a HELOC since the loan is secured by your home.<\/p>\n\n\n\n<div style=\"height:11px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>It&#8217;s important to consider your financial goals, budget, and borrowing needs with a mortgage broker when choosing between a HELOC and a home equity loan. <\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"components-placeholder\"><div class=\"notice notice-error\"><strong>RSS Error:<\/strong> A feed could not be found at `https:\/\/obrienfinancialgroupinc.com\/feed`; the status code is `404` and content-type is `text\/html`<\/div><\/div>\n\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/obrienfinancialgroupinc.com\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">What is a HELOC?<\/span><\/span><\/div>","protected":false},"excerpt":{"rendered":"<p>HELOC stands for Home Equity Line of Credit. It is a type of loan that allows a homeowner to borrow against the equity they have built up in their home. Equity is the difference between the current value of the home and the outstanding mortgage balance. For example, if a home is worth $500,000 and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1331,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mortgage-news-articles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a HELOC? - O&#039;Brien Financial Group, Inc<\/title>\n<meta name=\"description\" content=\"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a HELOC? - O&#039;Brien Financial Group, Inc\" \/>\n<meta property=\"og:description\" content=\"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\" \/>\n<meta property=\"og:site_name\" content=\"O&#039;Brien Financial Group, Inc\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100064797847727\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-16T03:05:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-16T03:13:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1708\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mary\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@OBrienFG7\" \/>\n<meta name=\"twitter:site\" content=\"@OBrienFG7\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mary\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#article\",\"isPartOf\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\"},\"author\":{\"name\":\"Mary\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/4f84c2afec70d8cebb118688f2a0ad8d\"},\"headline\":\"What is a HELOC?\",\"datePublished\":\"2023-03-16T03:05:56+00:00\",\"dateModified\":\"2023-03-16T03:13:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\"},\"wordCount\":544,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage\"},\"thumbnailUrl\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg\",\"articleSection\":[\"Mortgage News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\",\"url\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\",\"name\":\"What is a HELOC? - O&#039;Brien Financial Group, Inc\",\"isPartOf\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage\"},\"image\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage\"},\"thumbnailUrl\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg\",\"datePublished\":\"2023-03-16T03:05:56+00:00\",\"dateModified\":\"2023-03-16T03:13:10+00:00\",\"description\":\"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.\",\"breadcrumb\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/obrienfinancialgroupinc.com\/?p=1329\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage\",\"url\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg\",\"contentUrl\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg\",\"width\":2560,\"height\":1708,\"caption\":\"HELOC (Home Equity Line of Credit)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/?p=1329#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/obrienfinancialgroupinc.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a HELOC?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#website\",\"url\":\"https:\/\/obrienfinancialgroupinc.com\/\",\"name\":\"OBrien Financial Group Inc\",\"description\":\"Mortgage Broker Fort Lauderdale\",\"publisher\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#organization\"},\"alternateName\":\"OBrien Financial Group\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/obrienfinancialgroupinc.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#organization\",\"name\":\"OBrien Financial Group, Inc\",\"alternateName\":\"OBrien Financial Group\",\"url\":\"https:\/\/obrienfinancialgroupinc.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2016\/05\/LogoObrien.png\",\"contentUrl\":\"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2016\/05\/LogoObrien.png\",\"width\":300,\"height\":120,\"caption\":\"OBrien Financial Group, Inc\"},\"image\":{\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/profile.php?id=100064797847727\",\"https:\/\/x.com\/OBrienFG7\",\"https:\/\/www.pinterest.com\/obrienfg\/\",\"https:\/\/www.google.com\/maps\/place\/O'Brien+Financial+Group+Inc;+nmls+#+388313\/@26.1571838,-80.1365342,17z\/data=!3m1!4b1!4m6!3m5!1s0x88d9018eddf0f037:0x8232cc9536ce66eb!8m2!3d26.1571838!4d-80.1365342!16s\/g\/11by_gw5n3\",\"https:\/\/www.linkedin.com\/in\/o-brien-financial-group-inc-baa359123\/\",\"https:\/\/www.yelp.com\/biz\/o-brien-financial-group-fort-lauderdale-5\",\"https:\/\/twitter.com\/OBrienFG7\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/4f84c2afec70d8cebb118688f2a0ad8d\",\"name\":\"Mary\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0af4f1c31b7288a3073112827332714a?s=96&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0af4f1c31b7288a3073112827332714a?s=96&r=g\",\"caption\":\"Mary\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is a HELOC? - O&#039;Brien Financial Group, Inc","description":"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/obrienfinancialgroupinc.com\/?p=1329","og_locale":"en_US","og_type":"article","og_title":"What is a HELOC? - O&#039;Brien Financial Group, Inc","og_description":"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.","og_url":"https:\/\/obrienfinancialgroupinc.com\/?p=1329","og_site_name":"O&#039;Brien Financial Group, Inc","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=100064797847727","article_published_time":"2023-03-16T03:05:56+00:00","article_modified_time":"2023-03-16T03:13:10+00:00","og_image":[{"width":2560,"height":1708,"url":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","type":"image\/jpeg"}],"author":"Mary","twitter_card":"summary_large_image","twitter_creator":"@OBrienFG7","twitter_site":"@OBrienFG7","twitter_misc":{"Written by":"Mary","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#article","isPartOf":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329"},"author":{"name":"Mary","@id":"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/4f84c2afec70d8cebb118688f2a0ad8d"},"headline":"What is a HELOC?","datePublished":"2023-03-16T03:05:56+00:00","dateModified":"2023-03-16T03:13:10+00:00","mainEntityOfPage":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329"},"wordCount":544,"commentCount":0,"publisher":{"@id":"https:\/\/obrienfinancialgroupinc.com\/#organization"},"image":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage"},"thumbnailUrl":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","articleSection":["Mortgage News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/obrienfinancialgroupinc.com\/?p=1329#respond"]}]},{"@type":"WebPage","@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329","url":"https:\/\/obrienfinancialgroupinc.com\/?p=1329","name":"What is a HELOC? - O&#039;Brien Financial Group, Inc","isPartOf":{"@id":"https:\/\/obrienfinancialgroupinc.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage"},"image":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage"},"thumbnailUrl":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","datePublished":"2023-03-16T03:05:56+00:00","dateModified":"2023-03-16T03:13:10+00:00","description":"Is a HELOC right for you? A mortgage broker can help you decide what the best home equity option is for your specific needs.","breadcrumb":{"@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/obrienfinancialgroupinc.com\/?p=1329"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#primaryimage","url":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","contentUrl":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","width":2560,"height":1708,"caption":"HELOC (Home Equity Line of Credit)"},{"@type":"BreadcrumbList","@id":"https:\/\/obrienfinancialgroupinc.com\/?p=1329#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/obrienfinancialgroupinc.com\/"},{"@type":"ListItem","position":2,"name":"What is a HELOC?"}]},{"@type":"WebSite","@id":"https:\/\/obrienfinancialgroupinc.com\/#website","url":"https:\/\/obrienfinancialgroupinc.com\/","name":"OBrien Financial Group Inc","description":"Mortgage Broker Fort Lauderdale","publisher":{"@id":"https:\/\/obrienfinancialgroupinc.com\/#organization"},"alternateName":"OBrien Financial Group","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/obrienfinancialgroupinc.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/obrienfinancialgroupinc.com\/#organization","name":"OBrien Financial Group, Inc","alternateName":"OBrien Financial Group","url":"https:\/\/obrienfinancialgroupinc.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/logo\/image\/","url":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2016\/05\/LogoObrien.png","contentUrl":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2016\/05\/LogoObrien.png","width":300,"height":120,"caption":"OBrien Financial Group, Inc"},"image":{"@id":"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=100064797847727","https:\/\/x.com\/OBrienFG7","https:\/\/www.pinterest.com\/obrienfg\/","https:\/\/www.google.com\/maps\/place\/O'Brien+Financial+Group+Inc;+nmls+#+388313\/@26.1571838,-80.1365342,17z\/data=!3m1!4b1!4m6!3m5!1s0x88d9018eddf0f037:0x8232cc9536ce66eb!8m2!3d26.1571838!4d-80.1365342!16s\/g\/11by_gw5n3","https:\/\/www.linkedin.com\/in\/o-brien-financial-group-inc-baa359123\/","https:\/\/www.yelp.com\/biz\/o-brien-financial-group-fort-lauderdale-5","https:\/\/twitter.com\/OBrienFG7"]},{"@type":"Person","@id":"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/4f84c2afec70d8cebb118688f2a0ad8d","name":"Mary","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/obrienfinancialgroupinc.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0af4f1c31b7288a3073112827332714a?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0af4f1c31b7288a3073112827332714a?s=96&r=g","caption":"Mary"}}]}},"jetpack_featured_media_url":"https:\/\/obrienfinancialgroupinc.com\/wp-content\/uploads\/2023\/03\/heloc-adobe-scaled.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/posts\/1329"}],"collection":[{"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1329"}],"version-history":[{"count":3,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/posts\/1329\/revisions"}],"predecessor-version":[{"id":1334,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/posts\/1329\/revisions\/1334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=\/wp\/v2\/media\/1331"}],"wp:attachment":[{"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/obrienfinancialgroupinc.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}